A new study published by The Sport Bibles claims to be the first to look at how to save a large chunk of money on the purchase of a credit card.
The study, conducted by financial analytics firm Finra, was commissioned by the National Credit Union Administration to study the impact of new credit cards on consumer spending.
It found that if a consumer pays with a credit union card, they save an average of $15 per year on the purchases they make, with the highest savings being made in the second year of the card.
The study found that people who make purchases on the credit union network save an extra $2,800 per year in their credit card balances over the course of the first year.
It also found that credit card spending was the most efficient way to reduce spending.
The results of the study, which was published in The Sport Biblical Journal, also indicate that the use of outboard motors on credit cards is associated with higher savings rates.
The study also found the savings are most beneficial for those who are the first in line for credit card offers.
Those who wait for their first offer or are in a position to receive one are more likely to pay more.
The authors say that this is a good strategy because they believe that the extra spending can help offset any interest costs.
The authors suggest that if you are in the first few months of the process and looking for an initial credit card offer, look for the card issuer to offer a lower annual fee and have a higher signup bonus.
They suggest that you look for a card with a lower introductory fee, a lower minimum monthly payment, and lower annual fees.
If you plan on spending a large amount of money, they suggest looking for a credit limit that allows you to spend less than the minimum.
For more information on the study visit The SportBible.com